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Household, Whitegoods, TV and Computer Loans

Living on minimum wage may restrict you from owning important household items or whitegoods. You might be forced to rent some of them like a refrigerator or washing machine, ending up spending more on rentals than what you will invest if you bought the appliance – rent money is dead money. The accumulated rental fees could be more than enough to buy all of the appliances, if only you could have put the money together to buy that fridge or washing machine in the first place. But, since you are cash-strapped, you’re left with not much choice than to stick to rentals.

If you’re in this situation, you should inquire about a loan facility offered by many lending firms in Australia known as Household, Whitegoods, TV and Computer Loans. With this loan, you will have access to a loan funds which you can use to purchase the important appliances you need in your home. You can also use the borrowed money to purchase a laptop for your child’s school work or for your extra study.

Whitegoods or household loans can be approved for as little as $500 to as much as $2,000. You can use these funds for the outright purchase of:

  • Freezer
  • Refrigerator
  • Dishwasher
  • Oven
  • Microwave
  • Furniture
  • Television
  • Home appliances such as iron, crockery, cutlery, etc.
  • Desktop computer or laptop

Flexible repayment terms are offered for this type of loan as lenders approve a repayment period of 6 months, with weekly or fortnightly affordable payments. Then, when you’ve paid out the loan at the end of the 6 months, you will have full ownership of the whitegoods or household items and not worry about any continuing rental fee for each of the items.

Processing is rather straightforward. Submit an application and all the supporting requirements (such as identification, proof of income and current bank statements), and you can expect approval of the loan within 24 hours – sometimes in as little as 1 hour!

So instead of paying rental fees forever, why not apply for a household or whitegoods loan and buy the appliance you need for your home.